Power of Attorney | Haven Wills & Protection Ltd

A Lasting Power of Attorney or LPA for short, (previously known as EPA "Enduring Power of Attorney") is a document which provides your chosen individual(s) known as your "Attorney(s)" with the power to act on your behalf, should you become incapacitated or unable to make your own decisions.

For some people, this may be at the point in which they struggle to leave their home due to mobility, for others this may be down to diseases such as Alzheimer's or Dementia, or this may be a result of an accident or injury that leaves you unable to manage your own affairs effectively.

There are 3 main types of Power of Attorney:

1 - Health & Welfare

2 - Property & Financial Affairs

3 - Business Affairs

Health & Welfare:

This provides your chosen attorney(s) with the power to act on your behalf in regards to decisions surrounding your care. From basic arrangements of home help, to decisions on life sustaining treatment (if chosen).

Without this in place, your partner or chosen individual will not be able to make these decisions for you.

Property & Financial Affairs:

This provides your chosen attorney(s) with the power to act on your behalf in regard to any matters of your properties (from your home to any investment properties), as well as to manage your bank accounts, make payments to people (e.g. carers or home maintenance) and contact providers such as your utility company, phone provider or car/home insurer etc.

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Business Affairs:

A business Power of Attorney acts in the same way as a personal Property & Financial Affairs document, but is limited to your business matters. It is common for people to appoint a separate business Attorney, to their personal affairs (e.g. A business partner of different relative) who may have more understanding of the way your run your business.

This document is especially important for those who run a small business where your partner / family is reliant upon the income from that business to pay your bills. The document will give that chosen person / people the ability to access your business bank account and continue to make payments on your behalf.

Each Power of Attorney must be registered with the Office of the Public Guardian (OPG). This can be a lengthy and laborious process. For most clients we will take care of this for you and contact you again once the OPG have completed the process. Our fees do not typically include the registration fee (currently £82 per document) and so these will need to be paid separately. This will be discussed during your conversation with our specialist team.

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Haven Wills & Protection Ltd.

Head Office
Arena Business Centre
Holyrood Close
Poole
BH17 7FJ

01202 082 380

info@haven-wills.co.uk